Donors

Four County Community Foundation builds charitable funds that support community needs and opportunities.  The funds, mostly permanent endowments, ensure there is support for good, forever, for the communities we serve.

Your community foundation provides a simple, compelling and decidedly personal approach to giving.  We offer a variety of giving tools to help individuals achieve their charitable goals.  Gifts of cash, stocks, bonds, real estate, or other assets can be given to your community foundation.  Most charitable gifts to 4CCF are eligible for federal tax deductions.

You may be looking for a way to make a significant gift to help further our mission.  A bequest is a gift made through your will or trust.  It is one of the most popular and flexible ways that you can support our cause.  View Sample to Bequest

Four County Community Foundation gives each donor a unique giving experience, tailored to suit his or her situation and objectives.  We will also work with your professional advisor to make your charitable goals a reality, during your lifetime or as a bequest.

Some people make a gift to our Four County Community Fund or other existing fund, while others create a new fund to support the causes that meet their interests. For more information about making a gift, please contact Janet at 810-798-0909 or [email protected].

Legacy Society

Four County Community Foundation announces the creation of a Legacy Society. The purpose of the society is to recognize individuals who have included the Foundation in their estate plans, during the donor’s lifetime. Members include caring people who believe they have a responsibility to give something back to their community and have the foresight to create a charitable gift through provisions in their wills or trusts. In the past, the Foundation was often unaware of a person’s intended gift, until after the individual is no longer alive. We wish to recognize members of the Legacy Society, noting our appreciation for their generosity and providing a shining example to other potential donors in the community.

The launch of our Legacy Society brings a new opportunity to share examples of planned giving and to publicize society members in our annual report and other communications to the public. If you have included Four County Community Foundation in your bequest, insurance policy, trust or other planned gift, we would appreciate you contacting us and letting us list your name among others who have provided resources to the Foundation in the future. The Legacy Society allows us the opportunity to thank you now!

If you have not named the Four County Community Foundation in your will or trust, but would like to learn more about doing so, please contact our staff to discuss options available to you. We would then direct you to contact an attorney or estate planner to work out the details to meet your charitable intentions.

Legacy Society Members

  • Janet Bauer
  • Mitch & Dawn Blonde
  • John & Connie Brzozowski
  • Marion & Robert Fischer
  • Grace Hill
  • Paul & Elsie Hinzmann
  • Ella Mae & Gertrude Murdie
  • Catherine & Dorothy Ondersma
  • Dr. James & Ann Sillers
  • Bernard Stremler, M.D.

The Society acknowledges people who have made a bequest to the Foundation, and are willing to have their names included in our publications during their lifetime. This special group of people is an encouragement to others to remember Four County Community Foundation in their charitable plans.

Making a Bequest

An excellent way for you to support Four County Community Foundation’s mission is to leave us a bequest in your will, living trust or with a codicil. One significant benefit of making a gift by bequest is that it allows you to continue to use the property you will leave to charity during your life. Another benefit is that you are able to leave a lasting legacy.

Types of Bequests

There are a number of ways you can make a bequest to Four County Community Foundation.

Specific Bequest. A specific bequest involves making a gift of a specific asset such as real estate, a car, other property or a gift for a specific dollar amount. For example, you may wish to leave your home or $10,000 to Four County Community Foundation.

Percentage Bequest. Another kind of specific bequest involves leaving a specific percentage of your overall estate to charity. For example, you may wish to leave 10% of your estate to Four County Community Foundation.

Residual Bequest. A residual bequest is made from the balance of an estate after the will or trust has given away each of the specific bequests. A common residual bequest involves leaving a percentage of the residue of the estate to charity. For example, you may wish to leave 30% of the residue of your estate to Four County Community Foundation.

Contingent Bequest. A contingent bequest is made to charity only if the purpose of the primary bequest cannot be met. For example, you could leave specific property, such as a vacation home, to a relative, but the bequest language could provide that if the relative is not alive at the time of your death, the vacation home will go to Four County Community Foundation.

Bequest Benefits

A bequest is generally a revocable gift, which means it can be changed or modified at any time. You can choose to designate that a bequest be used for a general or specific purpose so you have the peace of mind knowing that your gift will be used as intended. Bequests are exempt from federal estate taxes. If you have a taxable estate, the estate tax charitable deduction may offset or eliminate estate taxes, resulting in a larger inheritance for your heirs.

Bequest Language

In order to make a bequest, you should speak with your attorney. Your attorney can help you include a bequest to Four County Community Foundation in your estate plan. We have provided some basic bequest language to assist you and your attorney.

1. Specific Bequest

If you are considering making an outright bequest to Four County Community Foundation, we recommend the following language:

Bequest of a Specific Dollar Amount

I hereby give, devise and bequeath _________ and No/100 dollars ($ DOLLARS) to Four County Community Foundation, a nonprofit organization located at 231 E. St. Clair – PO Box 539, Almont, MI,  Federal Tax ID #____________, for Four County Community Foundation’s general use and purpose.

Bequest of Specific Personal Property

I hereby give, devise and bequeath DESCRIPTION OF PROPERTY  to Four County Community Foundation, a nonprofit organization located at 231 E. St. Clair – PO Box 539, Almont, MI 48003, Federal Tax ID #_______________, for Four County Community Foundation’s general use and purpose.

Bequest of Specific Real Estate

I hereby give, devise and bequeath all of the right, title and interest in and to the real estate located at ADDRESS OR DESCRIPTION OF PROPERTY  to Four County Community Foundation, a nonprofit organization located at 231 E. St. Clair – PO Box 539, Almont, MI  48003, Federal Tax ID #_______________, for Four County Community Foundation’s general use and purpose.

2. Percentage Bequest

If you are considering making a bequest of a percentage of your estate to Four County Community Foundation, we recommend the following language:

I hereby give, devise and bequeath ____ percent (___%) of my total estate, determined as of the date of my death, to Four County Community Foundation, a nonprofit organization located at 231 E. St. Clair – PO Box 539, Almont, MI  48003, Federal Tax ID #______________________, for Four County Community Foundation’s general use and purpose.

 

3. Residual Bequest

I hereby give, devise and bequeath to Four County Community Foundation, a nonprofit organization located at 231 E. St. Clair – PO Box 539, Almont, MI  48003, Federal Tax

ID # __________________, ALL OR A PERCENTAGE of the rest, residue and remainder of my estate to be used for Four County Community Foundation’s general use and purpose.

 

4. Contingent Bequest

If (primary beneficiary) does not survive me, then I hereby give, devise and bequeath to Four County Community Foundation, a nonprofit organization located at 231 E. St. Clair – PO Box 539, Almont, MI 48003, Federal Tax ID # _______________, DESCRIPTION OF PROPERTY to be used for Four County Community Foundation’s general use and purpose.

Restricted Bequests

If you are considering a bequest but would like to ensure that your bequest will be used for a specific purpose, please let us know.  We would be happy to work with you and your attorney to help you identify ways to give and meet your charitable objectives.  We will also work with you and your attorney to craft language to accomplish your goals.

If you are making a restricted bequest, we recommend that your attorney include the following provision to give Four County Community Foundation flexibility should it no longer be possible for Four County Community Foundation to use your gift as you originally intended:

If, in the judgment of the Board of Trustees of Four County Community Foundation, it shall become impossible for Four County Community Foundation to use this bequest to accomplish the specific purposes of this bequest, Four County Community Foundation may use the income and principal of this gift for such purpose or purposes as the Board determines is most closely related to the restricted purpose of my bequest.

Contact Us

Please contact us at 810.798.0909 if you have any questions about how to make a bequest to Four County Community Foundation or to request any additional information that might be helpful to you and your attorney as you consider making a bequest to us.

If you have included a bequest for Four County Community Foundation in your estate plan, please contact us to let us know.  We would like to thank you and recognize you for your gift.

Gifts of Life Insurance

Life insurance provides a simple way for you to give a significant gift to charity, with tax benefits that you can enjoy during your lifetime.

How it works

  • You make Four County Community Foundation the owner and irrevocable beneficiary of your life insurance policy — you can either give a paid-up policy or continue to pay premiums.
  • You receive a tax deduction for the approximate cost or fair market value, whichever is less. If the policy is paid up, you may receive an immediate tax deduction. If it is not, you can claim continuing tax deductions on premium payments you make directly or through gifts to the community foundation.
  • Upon your death, we set up a special fund in your name, in the name of your family, or in honor of any person or organization you choose.
  • Our professional program staff considers your charitable wishes and determines the community needs that would be most impacted by grants from your gift.
  • Our board issues grants in the name of the fund you establish (if you prefer, your awards can be made anonymously).
  • We handle all the administrative details.
  • Your gift can be placed into an endowment that is invested over time. Earnings from your fund are used to make grants addressing community needs. Your gift — and all future earnings from your gift — is a permanent source of community capital, helping to do good work forever.

More benefits

Giving life insurance through your community foundation is one of the simplest ways to make a significant contribution to your community and establish your legacy of giving. You can make a gift when life insurance is no longer needed for personal financial wealth replacement. You may receive a number of tax benefits, including reduced income taxes and estate taxes. And, if you choose to continue paying premiums through your community foundation, you will be entitled to a charitable contribution deduction of up to 50 percent of your adjusted gross income.

You can replace the dollar value of an asset transferred to your community foundation with a life insurance policy. Or you can use regular payments from a Charitable Gift Annuity or Charitable Remainder Trust to establish an irrevocable life insurance trust. The trust can purchase insurance on your life to benefit your heirs. This way, you can make a gift to your community foundation and replace the value of this gift within your estate with life insurance proceeds.

Gifts of Stock

Everybody wins when you make a gift of appreciated stock to your community foundation. Your gains are put to good use. Your gift of stock is reinvested in your community, and it qualifies for an immediate tax deduction based on the full fair market value.

How it works

  • You make a gift of appreciated stock to Four County Community Foundation.
  • Your gift can be placed into any of our charitable funds. For example, you can use your gift to create a Donor Advised Fund in your name, in the name of your family or business, or in honor of any person or organization you choose. You can then stay involved in recommending uses of the fund.
  • Your gift qualifies for a tax deduction based on the full market value of your stock; you avoid the capital gains tax that would otherwise arise from the sale of this stock.
  • We handle all the administrative details.
  • Your gift can be placed into an endowment that is invested over time. Earnings from your fund are used to make grants addressing community needs. Your gift — and all future earnings from your gift — is a permanent source of community capital, helping to do good work forever.

More benefits

Giving appreciated stock through a community foundation is popular among a range of givers — individual investors, families, entrepreneurs, and even groups of friends who have formed investment clubs.

By giving stock through your community foundation, you can avoid capital gains taxes that would be due as a result of its sale and establish a charitable fund that benefits the local causes and organizations you care about most. With gifts of appreciated stock, your stock market earnings translate into community impact, so you get a more rewarding return on your portfolio. You may set up a scholarship; support special programs for at-risk youth, senior citizens, or other people in need; address environmental concerns; or support the arts.

Our Funds

Four County Community Foundation offers a wide range of funds. View our current list below.

Unrestricted Endowment
  • Jane E. Bishop Fund
  • Four County Community Fund
  • Sam & Eleanor Mendola Fund
  • Dora & Toos Ondersma Fund
  • Dr. James and Ann Sillers Fund
Community Funds
  • Almont Education & Community Fund
  • Armada “Al Verlinde” Community Fund
  • Capac Community Fund
  • Dryden/Metamora Community Fund
  • Imlay City Community Fund
  • Romeo Community Action Fund
Donor Advised Funds
  • Armada Education Foundation Fund
  • “Stay Strong Stan”-Stanley Ian Babinski Memorial Fund
  • Justin C. “Jut” Bullock Memorial Fund
  • G. Clare & Jane W. Bishop Memorial Fund
  • Capac Adolescents Preventing Abuse & Crime Fund
  • Capac Educational Endowment Fund
  • Darin Conrad Education Fund
  • Joseph & Bertha Corrion Charitable Fund
  • Linda Muir Grant – Imlay City Schools Alumni Association Fund
  • Victoria E. Hill Memorial Fund
  • Imlay Area Christian Community Fund
  • Imlay City Schools Alumni Association
  • Key Players Athletic Foundation Fund
  • Ligon Brothers Fund
  • Marshall Lock Memorial Fund
  • Sally McGeorge Memorial Fund
  • James E. Neely Scholarship Fund
  • Rhonda Nugent Memorial Fund
  • James A. & Marilyn K. Ottevaere Fund
  • Karras Pelfrey Memorial Scholarship Fund
  • Richmond Athletic Club Endowment Fund
  • Gail Rickard Foundation Fund
  • Romeo Historical Society/Charles E. Keller
  • Dr. Bernard J. Stremler Memorial Fund
  • Waterloo Hunt Club Donor Advised Fund
  • Woods-N-Water News Outdoor Foundation Fund
Scholarship
  • Nancy B. Barr Scholarship
  • John R. & Iris M. Bartholomew & Polly Ann Boldt Scholarship
  • Andy Beam Memorial Scholarship
  • The Blonde Scholarship
  • Capac Educational Endowment
    • Athletic Booster Scholarship
    • Harry Bussell Scholarship
    • Capac Youth Scholarship
    • Marion & Robert Fischer Scholarship
  • Robert Wayne Creger, Sr. Memorial Scholarship Foundation
  • Cryderman-Hebblewhite Agricultural Scholarship
  • Howard & Marie Dahn Scholarship
  • Hilda M. Hill Memorial Scholarship
  • Imlay City Educational Endowment
    • Grettenberger Scholarship
    • Alvin Norlin Scholarship
    • Glenn L. Smith II Memorial Scholarship
    • Lee Weyer Athletic Scholarship
    • Richard P. Wheeler Scholarship
  • Ruth Isaacson Memorial Scholarship
  • Lawrence & Rose Juip Memorial Scholarship
  • Knights of Columbus Council #7018 Roman Catholic Scholarship
  • Laurie Lee Memorial Scholarship
  • Russell W. Ligon Memorial Engineering Scholarship
  • Michigan Association of Professional Insurance Agents Scholarship
  • William & Betty Morrison Memorial Scholarship
  • Murdie Educational Scholarship
  • North Macomb Soccer Club Scholarship
  • Lyle & Joyce Powers Scholarship – Imlay City Schools Alumni Association
  • Romeo Community Schools
    • American Legion Scholarship
    • Dan Barnabo Scholarship
    • David Brockman Scholarship
    • Mary Chinoski Scholarship
    • Steven Fritz Sr. / Romeo Kiwanis Scholarship
    • Ellis C. Haskell Scholarship
    • Haskell Trust Scholarship
    • Al Moran Scholarship
    • Eldon Mueller Memorial Scholarship
    • David L. Olson/Rotary Club Scholarship
    • Julie Pihlaja Korb Memorial Scholarship
    • Romeo Boosters Club Scholarship
    • Sisson Scholarship
    • Starkweather/Garvin Scholarship
    • Tabar-Schultz Scholarship
    • Watchdog Scholarship
  • Ruth M. Sayles Memorial Scholarship
  • George S. Souten Performing Arts Scholarship
  • Vera Souten Medical Field Scholarship
  • St. Clement Church & K of C #7018 College Scholarship
  • Albert Himes & Jean Currey Stanwood Memorial Scholarship
  • Brian Verstreate Memorial Scholarship
  • Floyd W. West Memorial Scholarship
  • Lewis Wilson Music Scholarship
  • Xi Gamma Rho of Beta Sigma Phi Scholarship
Field of Interest
  • 21st Century Education Fund
    • Almont Area
    • Armada Area
    • Capac Area
    • Dryden Area
    • Imlay City
    • Romeo Area
  • Linda M. Felton Memorial Fund
  • Four County Community Foundation Home Fund
  • Four County Environmental Fund
  • Healthy Seniors/Healthy Youth Fund
  • Healthy Seniors/Healthy Youth 2 Fund
  • Imlay City Educational Endowment Fund
  • W. K. Kellogg Youth Fund
  • Lapeer Regional Hospital Endowment Fund
  • Harry Moore Scholarship Fund
  • April Millsap Memorial Fund
  • Richmond Rotary Foundation – Robert “Tiger” Fruin Memorial
  • Lloyd Veitch Fund
  • Loral Watson Memorial Endowment Fund
  • The Women’s Fund
Designated Agency
  • Family Literacy Center of Lapeer County
  • Roland W. Graubner Endowment Fund for the Romeo Library
  • Imlay City Historical Commission
  • Romeo Community Archives
  • Symphonia Chorale Endowment
Administrative
  • Friends Operations Fund
Non-Endowed
  • Capac Youth Sports Project Fund
  • President’s Advised Fund
  • Romeo Community Schools Athletic Enhancement Fund